Free Webinar! Your Guide to New Forms, Updates, and Deadlines

Watch this FREE webinar recording designed to help you understand the revised Uniform Residential Loan Application (“URLA”) or 1003 form. DocMagic's Chief Compliance Officer, Gavin T. Ales will explain the new forms, compliance updates and the deadlines you need to be aware of. 

Webinar topics include: 

  • Key implementation dates & deadlines
  • An in-depth look at important changes to the New URLA forms
  • Examining additions to the Borrower Information Document 
  • Changes to the Loan Application process
  • The Unmarried Addendum
  • Updates to currents systems and where to see them 

Get your questions answered as we walk through the URLA requirements in detail.

gavinGavin T. Ales is DocMagic’s Chief Compliance Officer. He has hands-on involvement in the development, implementation and maintenance of DocMagic’s compliance products and services. This includes managing DocMagic’s library of mortgage loan documents, which are used by lenders and brokers in all 50 states and the District of Columbia, monitoring legal and regulatory changes, and developing and maintaining DocMagic’s automated compliance tests and audits.

Gavin specializes in mortgage banking compliance; federal and state regulatory compliance; financial services law; real estate law; and consumer credit law, among other disciplines.

Gavin holds a J.D. from American University’s Washington College of Law, and a BBA with a concentration in Economics as well as a BA in International Studies, both from the University of Mississippi. He is licensed to practice law in California and Maryland.

Mia_3-1Mia Milatz is a Regulatory Research Attorney with DocMagic’s Compliance Department. She focuses on monitoring legislature and regulatory agency activity for changes related to the mortgage lending industry. She assists in maintaining DocMagic’s library of mortgage loan documents and implementing updates to disclosures, compliance tests and audits based on legal and regulatory changes.   


Mia holds a J.D. from UCLA School of Law and a B.A. from U.C. Irvine in Criminology, Law and Society. She is licensed to practice law in California.